A&B Financial

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Effective Date: December 12, 2025

This Privacy Policy describes how A&B Financial, LLC ("A&B Financial," "we," "us," or "our") collects, uses, and discloses information when you visit our website (the "Site"). By using the Site, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We collect information in two ways:

Personal Information You Provide: When you contact us via the email link, you provide your email address and any personal details included in your message. This information is used solely to respond to your inquiries.
Non-Personal Information (Usage Data): We automatically collect information about your access and use of the Site ("Usage Data"). This may include your computer's IP address, browser type, the pages of our Site that you visit, the time and date of your visit, and other diagnostic data. This data is primarily used for security, site maintenance, and analytics.

2. Use of Data

A&B Financial uses the collected data for various purposes:

To provide and maintain our Site and ensure security.
To respond to your specific inquiries or requests.
To monitor the usage of the Site and improve the user experience.
To detect, prevent and address technical issues.

3. Disclosure of Data

We may disclose your Personal Data in the good faith belief that such action is necessary to:

Comply with a legal obligation (e.g., court order).
Protect and defend the rights or property of A&B Financial.
Prevent or investigate possible wrongdoing in connection with the Site.
Protect the personal safety of users of the Site or the public.

4. Security of Data

The security of your data is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

5. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes.

6. Contact Us

If you have any questions about this Privacy Policy, please contact us by email: info@abfin.co

Effective Date: December 12, 2025

Welcome to A&B Financial, LLC ("A&B Financial," "we," "us," or "our"). These Terms of Service ("Terms") govern your use of our website (the "Site"). By accessing or using the Site, you agree to be bound by these Terms.

1. Intellectual Property

The Site and its original content, features, and functionality are and will remain the exclusive property of A&B Financial, LLC. This includes all logos, text, graphics, and code. You may not copy, reproduce, or distribute any content from the Site without our express written permission.

2. Disclaimer and Limitation of Liability

The information provided on the Site is for general informational purposes only and does not constitute financial, investment, legal, or professional advice. We make no warranties, expressed or implied, regarding the accuracy or completeness of the content. Your use of the Site is at your sole risk.

In no event shall A&B Financial, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

Your access to or use of or inability to access or use the Site;
Any conduct or content of any third party on the Site;
Any content obtained from the Site.

3. Governing Law

These Terms shall be governed and construed in accordance with the laws of the State of Texas, without regard to its conflict of law provisions. You agree to submit to the personal jurisdiction of the courts located within Texas for the purpose of litigating all such claims or disputes.

4. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. By continuing to access or use our Site after those revisions become effective, you agree to be bound by the revised terms.

5. Contact Us

If you have any questions about these Terms, please contact us by email: info@abfin.co